Clasford Lodge, Clasford Farm,
Aldershot Road,
Guildford, Surrey GU3 3HQ
Call from UK 01483 237827
or fax 01483 234856
Call from abroad +44 1483 237827
or fax +44 1483 234856
Terms of business
Authorised & Regulated by the
Financial Services Authority.
Westfield Sub Aqua & Marine
Insurance Services Ltd
is registered as a limited company
in England No. 450587.
Registered Office: Clasford Lodge,
Clasford Farm, Aldershot Road,
Guildford, Surrey GU3 3HQ
LOOK BEFORE YOU LEAP!
Here are the answers to
some of the questions you may ask:
Q: what about accidents that may not be scuba diving related, are these covered?
A: YES, this policy is a full travel insurance policy that has been enhanced with regards to Sport Diving activity, Hence other accidents will also he covered subject to the usual policy terms and conditions.
Q: What is the depth limit to which I may dive, and remain covered?
A: There is no set depth limit on our policy, other than you must at the time of an accident be diving in accordance with your qualifications for Sport Diving, and within the standard safety recommendations of either BSAC/PADI/SSAC/SAA and/or CFT.
Q Is Air Ambulance covered under the terms of this policy?
A: YES, This is an important part of the cover, as some insurers may not grant such cover. This policy does include such cover.
Q: Is decompression treatment covered?
A: YES, we cover medical costs up to 5 million pounds sterling
Q; What if I am injured or ill whilst away on holiday, and as such can't dive. Is there any cover for such a situation?
A: Yes, we provide cover at £20.00 per day up to a total of £200.00, In order to cover fees for pre booked dives, that you are unable to take part in, and which you may still have to pay for.
Q: Is my dive kit covered?
A: YES, up to £2,000.00 in total with a single article limit of £300.
Q: What happens if my dive kit is lost or stolen whilst with the Airline. Would I be covered for such a loss?
A: YES, so long as such loss is reported to the local authority and the airline at the time, the policy will cover you for such a loss, and also grant an additional sum of £25.00 per day for the hire cost of alternative equipment to a total of £150.00.
Q: Are business trips covered by this policy?
A: Business travel is included FREE on the ‘Short Period Travel’ policy, but can be included on the ‘Annual Multi Trip’ policy by increasing the premium 30% if cover is required for Europe/Red Sea or 50% if cover is required for Worldwide, albeit the policy will exclude any liability connected to the business activity.
Q: On the Annual Multi-trip policy, Can I or my partner travel independently of each other?
A: YES, however if you have selected the family policy the children must be accompanied by an adult insured under this policy.
Q: What is the claim Excess under the terms of the policy?
A: Some sections carry no excess, and some carry a £50.00 excess.
Q; What happens if I have a serious accident in the middle of the night?
A: When the policy is taken out we provide you with the Medical Emergency telephone number which is provided by (CEGA Emergency Services. This service is available 24 hours a day 365 days of the year, so help is only a phone call away.